Fees & Insurance

Private Pay

Many clients choose not to involve insurance companies in their mental health care because paying privately provides the highest degree of privacy, flexibility and control over your treatment. If you do not have insurance, or are choosing to not go through your insurance, you can pay out-of-pocket for therapy sessions.

Please contact me if finances are a concern. I reserve a limited number of reduced-fee appointment slots. I do my best to make sure finances don’t prevent you from getting the help and support you need.

WHAT FORMS OF PAYMENT DO YOU ACCEPT?

I accept all major credit cards, checks, cash, PayPal, Venmo, ACH, as well as FHA and FSA cards. We offer easy online payment options as well as automatic withdraw options for weekly clients.

DO YOU TAKE MY INSURANCE?

I am an out-of-network provider with most PPO Plans. Payment is made by the client at the time of session, and if you choose, insurance will then reimburse you a percentage of the session cost.  Insurance providers typically reimburse 50-80% of session costs. Insurance plan coverage vary widely, so please check with your provider via phone or online for specific coverage and rates of reimbursement.

Helpful questions to ask your insurance company

* Do I have mental health coverage?
* What percentage of my bill will be covered for services obtained by an out-of-network provider?
* How many sessions will be covered per calendar year?
* What is my deductible and has it been met?

If you choose to seek reimbursement, you can do this with a “superbill” that lists your diagnosis and other necessary information which I will provide you to submit to your insurance company.

My clients prefer a personalized higher level of service than is not dictated by the tight restraints of in-network managed care. With me, you control your confidentiality and whether your information is released to your insurance. Insurance providers require a diagnosis for payment and keep records of treatment, which may not be beneficial to some of my clients based on their profession or other factors.